- +1 (786) 586-7765
- alain@vidalfinancials.com
We solve employer challenges with benefits employees want — attracting top talent, lowering costs, and protecting from life’s risks.
Stand out from competitors with cutting-edge benefits that improve recruiting and retention
Solutions that protect you and your family from life's risks like critical illness and untimely death
More than a tax-free retirement plan — comprehensive, lifelong protection
What sets the GOALL Agency apart is our commitment to creating truly mutually beneficial solutions that address the long-term needs of both employers and employees. Our flagship program is designed to improve employee well-being and retirement readiness, while also strengthening business outcomes like retention, productivity, and profitability.
GOALL benefits are designed to stay with employees — even after they leave the workplace. It’s not just a benefit for today, but a promise for tomorrow.
Helping those who outlive retirement. Coverage for those who develop an illness or injury. Helping your family in case of untimely death.
You never lose money when the market goes down.
Your money comes out tax-free and won’t be impacted if taxes rise. Your principal keeps working for you even after you take money out.
Illness and injury are the top cause of bankruptcy and foreclosure in the U.S. GOALL can help in the case of terminal illness, critical illness, critical injury, chronic illness, or Alzheimer’s disease.
If Congress raises taxes, it won’t impact your retirement money since it comes out tax-free. This benefit is grandfathered against future legislative changes.
These benefits don’t cause your Social Security to be taxed or push you into a higher tax bracket.
Take the time to get yourself educated. Let’s compare these programs side by side.
| Concerns | GOALL Products | 403(b)/457(b) | 401(k) | IRA |
|---|---|---|---|---|
| Your money is protected from loss if the market goes down | ✔ | ✘ | ✘ | ✘ |
| You have access to money without penalty before age 59½ | ✔ | ✘ | ✘ | ✘ |
| Your money grows tax-deferred | ✔ | ✔ | ✔ | ✘ |
| Your money comes out tax-free at retirement | ✔ | ✘ | ✘ | ✘ |
| Your employer can do a "match" | ✔ | ✔ | ✔ | ✘ |
| Will not cause your Social Security to be taxed when you receive money | ✔ | ✘ | ✘ | ✘ |
| Qualifies for tax-free money if determined "terminally ill" | ✔ | ✘ | ✘ | ✘ |
| Qualifies for tax-free money if determined "critically ill" | ✔ | ✘ | ✘ | ✘ |
| Qualifies for tax-free money if determined "critically injured" | ✔ | ✘ | ✘ | ✘ |
| Qualifies for tax-free money if determined "chronically ill" | ✔ | ✘ | ✘ | ✘ |
| Qualifies for tax-free money if you get Alzheimer's disease | ✔ | ✘ | ✘ | ✘ |
| Pays out tax-free money if you have an untimely death | ✔ | ✘ | ✘ | ✘ |
| No compliance fees | ✔ | ✘ | ✘ | ✘ |
| No contribution limits | ✔ | ✘ | ✘ | ✘ |