{"id":1956,"date":"2026-07-21T17:00:36","date_gmt":"2026-07-21T21:00:36","guid":{"rendered":"https:\/\/vidalfinancials.com\/?page_id=1956"},"modified":"2026-07-29T11:49:49","modified_gmt":"2026-07-29T15:49:49","slug":"annuities","status":"publish","type":"page","link":"https:\/\/vidalfinancials.com\/fr\/annuities\/","title":{"rendered":"Annuities"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1956\" class=\"elementor elementor-1956\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-054c2e7 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"054c2e7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1cf628\" data-id=\"c1cf628\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd7b78f elementor-widget elementor-widget-heading\" data-id=\"fd7b78f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ANNUITIES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-945cbb6 elementor-widget elementor-widget-text-editor\" data-id=\"945cbb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unlike retirement plans, there&#8217;s no limit to how much you can put into an annuity. Many clients choose to hold multiple annuities \u2014 equity-indexed annuities are also a strong candidate for 401(k) and IRA rollovers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ea2d1d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea2d1d7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a04f10\" data-id=\"8a04f10\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cbf228 elementor-widget elementor-widget-heading\" data-id=\"3cbf228\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Two Types of Annuities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10e2adb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10e2adb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ca25b6\" data-id=\"2ca25b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9df4c4 elementor-widget elementor-widget-heading\" data-id=\"d9df4c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Equity-Indexed Annuity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6873bb7 elementor-widget elementor-widget-text-editor\" data-id=\"6873bb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A &#8220;hybrid&#8221; type of annuity, most often used to create a private pension. During the accumulation period, your money stays safe in the insurance company&#8217;s general account \u2014 not the stock market \u2014 while still participating in partial market gains. These gains lock in each year and can&#8217;t be lost.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fafcc48\" data-id=\"fafcc48\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4df972b elementor-widget elementor-widget-heading\" data-id=\"4df972b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fixed Annuities<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcacd9f elementor-widget elementor-widget-text-editor\" data-id=\"fcacd9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The insurance company guarantees a minimum rate of interest during the accumulation phase, with periodic payments in a set amount \u2014 for a definite period, like 20 years, or an indefinite one, such as your lifetime or the lifetime of you and your spouse.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-430582c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"430582c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14238f7\" data-id=\"14238f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cc95a2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2cc95a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/vidal-financials\/consultation-30\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Book Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>ANNUITIES Unlike retirement plans, there&#8217;s no limit to how much you can put into an annuity. Many clients choose to hold multiple annuities \u2014 equity-indexed annuities are also a strong candidate for 401(k) and IRA rollovers. Two Types of Annuities Equity-Indexed Annuity A &#8220;hybrid&#8221; type of annuity, most often used to create a private pension. [&hellip;]<\/p>\n","protected":false},"author":231990802,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","_wpcom_ai_launchpad_about_page":false,"_wpcom_ai_launchpad_gallery_page":false,"_wpcom_ai_launchpad_contact_page":false,"_wpcom_ai_launchpad_events_page":false,"_wpcom_ai_launchpad_video_page":false,"_wpcom_ai_launchpad_portfolio_piece":false,"footnotes":""},"class_list":["post-1956","page","type-page","status-publish","hentry"],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PeBAfF-vy","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/pages\/1956","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/users\/231990802"}],"replies":[{"embeddable":true,"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/comments?post=1956"}],"version-history":[{"count":10,"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/pages\/1956\/revisions"}],"predecessor-version":[{"id":2167,"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/pages\/1956\/revisions\/2167"}],"wp:attachment":[{"href":"https:\/\/vidalfinancials.com\/fr\/wp-json\/wp\/v2\/media?parent=1956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}